GTBank's Quick Credit And How To Use It

GTBank's quick credit is one of the added services on the 737 platform which has been available for a while now.
So for salary earners in need of extra cash for their finances,Quick credit is for you.
It is cheap, quick, confidential and friendly. Below is what quick credit is and how it works.

What is Quick Credit?

Quick Credit is a time loan facility for salary earners, which simply means individuals must have an account with GTBank in which there salary is been paid.


Android apps which helps prevent identity theft online

Android apps which helps prevent identity online theft

With the availability and usage of smartphones nowadays, people use them for various purposes such as for surfing the Internet, shopping online, bills payment, social media interaction as well as photography and so many other things.

Now what all this actually means is that while doing all this, a lot of sensitive data could also be found on a person's phone which could pose a security threat to one if they are not well protected. As a matter of fact, sensitive data are meant to be protected, alongside with personal information from hackers.

Smartphones apps not only helps you with a variety of everyday tasks, but can also protect your Android phones from hackers and identity theft, and also keep your personal data from falling into the wrong hands. Below are some of the best Android apps to protect you from identity theft.


Best Free Weight Loss Apps for Android

If you want to lose weight and stay fit, your smartphone may come in handy. It can help you to keep track of your calorie intake in order to achieve your weight loss goals and maintain a healthy lifestyle.
When it comes to weight loss apps for Android, there are plenty of options available for free. These applications can help you achieve your goals by telling you what and when to eat as well as tracking your daily calorie intake. Here are 5 best free weight loss apps for Android.


MyFitnessPal is one of the most popular calorie counting app that helps you keep track of your daily food and beverage intake, as well as your workout. It features over 6 million foods in a searchable database that lets you easily add your food by searching manually or with barcode scanner. 

When you first set it up, you’ll need to enter some information about yourself including your date of birth, weight and height, as well as your goal weight and how much you want to lose each week.


New Features of Android 7.0 N

New Features of Android 7.0 N

Google has released the developer preview of its upcoming Android OS version, Android N, at the Google I/O 2016 event in the San Francisco Bay Area. While it’s not the final version, this developer preview gives app makers and users some hints about what’s coming in the next version of the Android mobile OS.
There are plenty of new features introduced in Android 7.0 N, including revamped notifications, better battery life, multi-window support, and many more.
Although it’s not clear whether Android N will be named ‘Nectar’, ‘Nougat’, ‘Nutella’, or after some other sweet or dessert, but the company has revealed some of the software’s key features. Here’s a list of new features and improvement that Google has introduced in Android 7.0 N.


Google Play Store not working on your phone? Here's how to resolve the issue

We all experience different Google Play Store problem at some point or the other. The problem could occur as a result of an error message when downloading apps, or Play Store not opening at all, and sometimes it's always frustrating getting all sorts of error messages on your phone.
Most users are tired and do not know how exactly to fix this issue. Provided you follow the below tips you shouldn't have any issue about Google Play Store not working on your phone anymore.
Below are ways to make Google Play Store run smoothly on your device when it doesn't work on your Android phone.

1. Clear the Google Play Store Cache

In minor cases, you can get the Play Store running smoothly again by just clearing the cache. The cache is simply a storage area which temporarily holds data so it can be quickly retrieved without the need for reload. Clearing the cache can actually solve the problem on your phone.
Firstly, navigate to Settings > Apps > Application manager ( depends on your device though). From there scroll down and tap Clear Cache or you might have to go to Storage and then Clear Cache.
Upon completion of this, navigate to Google Play Store and see if the problem is solved, if it's not, then try any of the below tips here.


How to fix the process issue/error: com.google.process.gapps has stopped

There are mostly two error messages that affects an Android phone especially the ones running on the Android KitKat OS, which are: "com.google.process.gapps has stopped unexpectedly" and "Unfortunately, the process com.google.process.gapps has stopped".

These error messages can be sometimes frustrating as they appear whenever you doing something important on your phone and hence you won't be able to continue with it.

The two error messages actually mean the same except for the fact it could come in either of the two messages on your Android and quite much easy to resolve. Below are ways to fix the issue.


Google Now Tips for your Android Smartphone

Every Android smartphone( Android 6.0 Marshmallow) supports Google Now, but some users of android do not know what it is actually and how it works. However, Google Now is known to be an intelligent personal assistant developed by Google, which is available in Google search mobile application for Android and iOS as well as on Google Chrome Web browser on personal computers.
It was developed to actually ease and help users in surfing search results and other features on Google.
Some of its functions includes repeated actions performed by a user on your device( e.g search queries, common locations, repeated calendar appointments etc) to display much more relevant information to the user in the form of cards.
The Google Now on Tap actually comes and works with phones with the Android 6.0 Marshmallow.
Not everyone knows how to make use of it, so below are the tips and tricks to get the most out of your Google Now.

1. Google Now Setup

Before you begin exploring Google Now, you need to make sure the setup is correct.
Firstly, permit Google Now to recognise your 'OK Google' command from any screen by clicking the hamburger menu icon in the Google app. Next, navigate to Settings>Voice> 'OK Google' detection, and just slide all the toggles to the right.
Once you are done, you will be prompted to train OK Google to your voice, which you need to do three times by saying OK Google.
Then, navigate to Settings> Voice> Offline speech recognition and do make sure that all the languages you need are downloaded. By doing so, you will be able to use OK Google commands which do not require the Internet when you are offline.
You will also be open to a lot of great Google Now features, provided you give access to Google, to your location data.
Navigate to Google Settings App to allow Google Now use your Location data, select Location and enable the ON toggle button. Then, go to Google Location History at the bottom of the same page and enable the ON button also.
While still at it, navigate into the Google app, click on the hamburger menu icon and click on Customize. Here, you can set your work and home addresses which can be used to get information about your commute and also set reminders. You can also enter which modes of transport you use, your favourite sports team, and more to get the most interesting and useful cards showing up.

2. Adding Voice Commands

You can add a number of additional commands to Google Now, if you download command from PlayStore. It includes special features like clearing notifications, turning on flashlight, taking selfie, enabling rotation lock and more. The app expands the features significantly. You can also set custom voice commands for each function. Apart from this, Command includes integration for Tasker, taking Google Now experience to a much more higher level.

3. Make use of Location based reminders

In this aspect, you can ask Google to remind you of an important task let's say, if you have to remember to do something in a certain place, but you are not sure what time you will be there, Google Now can remind you once it detects that you are there This actually can be very useful for remembering what you need to do or buy when you arrive at a shop or that you need to turn the oven ON as soon as you arrive home.

4. Helps you with Travel arrangements

Google Now tends to provide you with cards and notifications which alerts you beforehand what time you should leave at-to-arrive at an appointment on time, if you use the Google Calendar. These notifications also account for traffic conditions, which makes you a punctual and effective human being.
Make sure to have selected your proffered mode of transport( Customize> Transport) and navigate to Settings> Now cards and switch Commute and Time to leave on.

5. Track packages or Flights with Google Now

When you receive flight confirmations and delivery tracking information to Google email account that is linked to Google Now, these emails will actually be used to provide cards that track packages and update you on your flight's status. This can actually be done for any flight by searching for the flight number, if you have Web history enabled, Google Now will create a dedicated card for the flight.

6. Let's you ask Follow-up questions

Google Now is quite good at contextualising what you say, if you have asked "How large is Manchester " for example, you can ask a follow up question such as "How many people live their" and Google should have no problem remembering that 'there' refers to Manchester.

7. Launch Apps

Google Now let's you have a hands free experience as you don't have to navigate to every app on your phone to open them. Google Now simply does it for you easily and you can do this by saying ' Open(App Name) and that is, Google does it for you.

8. Setup relationships

Google is able to remember which of your contacts is your father, brother, sister, mother or relations among others. Just say something like "Wayne is my father" and Google Now gets to take care of the rest. So if their are multiple Wayne in your phone book, there will be need for you to confirm which is the right entry and then select "Add nickname". Once you do this, you have access to new commands such as 'Call my mothet' or 'Email my dad'.

9. Make use of punctuation marks with smiles

Google Now let's you add punctuation in your words by saying " period" or "comma" as you can also add smilies using voice commands such as 'wow'.

10. Google Now let's you understand multiple languages

With Google Now, you can understand multiple languages whether you are abroad or bilingual. It helps save the frustration of trying to search Street names on Google and only getting unusual results. To enable this feature, press the hamburger menu button in the app, navigate to Settings>Voice> Languages and choose as many as you like.

11. Google Now does a cool trick

Google Now is capable of doing a cool trick or action so to say for example, you just need to say "what song is playing?" and it brings the result out for you.

12 . Deactivate Google Now

If after making use of all this tips and yet you do not see any fun or any reason to make use of Google Now on your phone, you can deactivate it by going to the hamburger icon, select Settings>Now cards and toggle off Show cards. You can also delete the preferences from here if you know you never want to return.

Have you tried out the above Google Now tips and tricks? What do you do to get Google Now running perfectly?Lets know in the comments.

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Top Best File Managers for your Android phone

File managers for android tends to be quite similar as their exist quite so many of them, but what actually differenciates a good explorer and a great one is the extra feature. Using a file manager is very important as you can get tasks done easily on your Android phone.Most android users do not have file explorer on their phones nor actually know which is the best among them as their are so many of them available for download on Playstore and from different developers. We will be providing you with the best top android file managers around so you can choose and make use of the one which actually suits you.


Top Security Apps for Android

Protecting your tablets, phones, computers and other gadgets from theft and hackers should always be a priority, in order to prevent your personal data and information falling into the wrong hands. Up to 2.5 billion mark has been estimated for smartphone users worldwide according to statistics, as such poses a great risk for hackers to hack anyone's device that's not properly secured. If you do have an Android device, you definitely need to protect your phone with the best security android app available. Below are some of the top security apps which can protect your Android phone from hackers and viruses.

Kaspersky Internet Security

The kaspersky Lab is one of the top leading names in software security around the world. Founded in 1997, it's headquarters is Located in Moscow and has more than 300 million users across the globe. The kaspersky android app is available for free download on Google Play Store, but consists of in-app purchases to get the most out of it( security benefits).
Despite not being all free, it's actually worth every purchase due it's several security functions which protect your Android phone from malware, thefts, viruses and other good features. It also offers a cloud protection to save your important data. You can also log on to their website to know more about the app, it's features, reviews, requirements and others.


Apart from mobile security, Glympse also takes care of your personal safety. The app allows you to track down your phone and also let friends/others know your exact location by GPS location sharing and also available for free on Google Play Store.
Glympse let's you choose the duration of time you want to share a particular location, allows the recipient to know your time of arrival so that you are connected always to your family and friends when you travel alone.
The app doesn't need a sign up or log in to a social network account to share your location, and shares your location for a short period of time. You can also visit their website for more. Your location can be shared from anywhere with a data and GPS connectivity.

BullGuard Mobile Security

This app isn't free as it needs to be purchased, but offers a 2 week trial version of the app which is free for download on Google Play Store.
It offers a complete device and Internet protection for your smartphone. The BullGuard Mobile Security is a powerful security app which gives you a live update of the data stored on the cloud and also protects your phone against viruses.
It has very good features which includes a smart anti theft feature which can lock your device should in case someone tries to change the SIM. It also let's you use its remote anti theft device to lock your device and also wipe all data if your phone gets lost or stolen.
One of the best feature it has is an effective malware sweeper that scans and removes any malware on your device which might harm your data. Visit their website to know more about their various security apps for your phone.

Prey Anti Theft

This app is a wonderful security app which of free for download on Google Play Store and also protects 3 devices from one account. Unlike any other app, Prey offers a 100% free of charge service without any in app purchases.
It is available for both iOS and Android and let's you keep a track of all your digital devices. Prey Anti Theft allows you locate your phone through Wi-Fi and GPS and pinpointing it's exact location as well as includes an anti-theft system which doubles as a universal remote controller for all your devices.
It let's you display alert messages, trigger alarms, and lock your phone even if the phone is kept on silent mode.
You can visit their website for more details on their upgrade plans and other additional features. Though this app helps protect your identity online, there are other several ways to protect your identity offline from scammers and criminals.

Webroot SecureWeb

This app includes Internet security, anti virus and protects your sensitive data from sneaky identity thieves. It is also available in many versions(free, trial and paid) for iOS and Android.
It has additional features which includes a highly effective spyware and maleware protection that scans your device for any malicious software, hence protecting your data.
It let's you block any suspicious phone numbers from calling or texting you and alerts you of any untrusted or infected websites. Visit their website to know more about their other security software and apps for home and business uses.

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How to solve common Android App crash issues on your phone

It has become a thing of the past for anyone not to have a smartphone, unlike before that most people do not really see it as important or necessary and are just quite okay with there cellphone, now it has become necessary and important in our current world as there are so many things you can get done fast and easy with your smartphone. So many users have become so fond of their phones as they can't do without certain apps to get through their day to day activities. Despite the existence of so many of these mobile apps, they are not dependable as it's a norm to experience crashing of apps.

Unlike when the likes of BlackBerry used to dominate the mobile market with like 72% few years ago, the Android currently has taken over being the most extensively used mobile operating system(OS) which is dependable, has stability and protects from viruses and malware issues. Facing app crash issues is inevitable, as this happens from time to time. Some of the common reasons behind app crashing includes:

- Device incompatibility & database contention

- incorrect memory & CPU usage

- Browser incompatibility

- Network changes & bandwidth issues

Others could include : Bugs in production, integration dependencies, poor front end optimization and other related issues from developers of this apps and phones.

Some of the common reasons are stated below:

Despite the fact of how so many apps are rated on Google Play Store with 3,4,5 star reviews, it becomes annoying and frustrating when those apps which had good reviews and seem to work on other people's phone don't get to work on your phone.

All this issues seem to exist mainly because there are so many android smartphones from different makers with different versions such as Nexus 5X, 6P, Samsung S6, Huawei Mate S, LGV10, HTC ONE M9 and lots more.

Android app developers can not test their app with all this product available, not to mention the existence of various version of Android OS, including those running older versions.

Also apps sometimes contradict each other making one work and the other not to.

Apps are regularly updated and during that time, an app becomes slow or stop working and others might occur due to the fact that the phone is running an old version of OS or the updated app comes with bug issues which is unknown to the maker.

Below are some of the tips to prevent your Android app from crashing every now and then.

Clearing of App data consistently

In the App Manager list on your Android phone is a button called "Clear Data". This button removes user-configuration as well as the app if it were installed for the first time. The Clear Data is alike to Clear Cache except for the fact that you will have to reconfigure the app. When data sometimes overloads it slows down the phone itself or make crash issues occur. So pressing the Clear Data button all of the data stored is cleared off and it becomes all fresh again, and this should be done from time to time.

Uninstall Apps not needed

Apps that aren't relevant to you shouldn't be downloaded in the first place to begin with. Apps that you don't make use of should be uninstalled. You can check your app drawer to this. Note that improperly written apps can cause issues for your Android device, and built in problems which can range from storing important data like a plain text file in your SD to rubbishing your notification bar with regular updates which cant be disabled.

Create space on your device

Every smartphone has a storage capacity that's limited, and if reached at some point could cause crashing issues of apps on your phone If it's not handled well. For example newer low end devices such as the MOTO E has 8GB built in storage which it's big part is covered by the system. In situations like this, the best and simplest way is to free up space by up installing apps. For music apps, locating where there files are stored can be stressful so it would be better to use the app CCleaner.
You can also make use of DiskUsage especially if you interested in getting a visual display of where your memory is going as it displays file sizes and locations too.

Don't make use of different network types

Most android app users experience app crashing after changing their network connection to either WiFi or mobile data. Truth to be told, Apps don't usually crash on network change except they aren't coded properly.
Flagship phones such as Samsung's Galaxy series come with a built in auto network switch feature to minimise data loss and transition the connection switch seamlessly. But stability of some apps isn't assured as they still crash and most users keep experiencing this from time to time. To prevent an app from crashing, turn off the current network you using first before switching to another connection.

Check Update reviews before downloading

This is the most common mistake every android user makes. When an update comes for an app, try to visit PlayStore to check the current review before updating as some of the app updates comes with bug issues of which crashing might be one of them, as such affects the current one. Even I have been a victim of this several times until when I actually found out that checking review is better before updating so you don't regret over a short period of time. So endeavor to check review of an app update before downloading, because of course some people would have downloaded it before, so if it's actually good, you did see a good comment and if it's the other way round then it means you will have to wait for another update to pop up before updating.

Do you have solution to android app crash issues different from this? Let's get your opinion from the comment section.

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